At the heart of Maple Finance are its Liquidity Pools: pools of money that participating lenders (such as AQRU) contribute to. Loans are made from that pool to institutions that want to borrow money. So lenders aren’t lending individually to one party, they’re spreading the risk over several – diversification from day 1!
Matching loan requests to liquidity pools is handled by Pool Delegates – financial experts who have been thoroughly assessed by Maple Finance to be experts in financial risk management. These experts assess the borrower and negotiate a personalised loan agreement with them.
Lenders’ funds to Maple Finance’s liquidity pools are locked in for 90 days.